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February 13, 2026

Woman owes $3,556 for cruise she already paid for after falling victim to elaborate Zelle scam

A family vacation turned into a five-year nightmare. And it started with one payment.

L. Williams found a cruise consultant online who booked her family a week on Carnival Freedom. Great price. One catch. He only accepted Zelle. She sent $3,556. The family sailed the Western Caribbean. Gorgeous sunsets. Wonderful memories.

Five years later, she tried to book another cruise. Nope.

Carnival told her she was on the Do Not Sail list. Turns out her "consultant" pocketed the Zelle cash, then used a stolen credit card to book the trip. When the real cardholder disputed the charge, Williams got the blame.

DON'T LOCK YOUR FAMILY OUT: A DIGITAL LEGACY GUIDE

She now owes $3,556 for a trip she already paid for. Banned for life. The scammer’s phone? Disconnected. (Of course.)

Here’s what you need to know. The cheapest window for domestic spring break flights is about 43 days before departure. For late March trips, that’s this week. Wait until late February, and prices jump 20% to 25%. That’s your cash walking out the door.

Fly Tuesday, Wednesday or Saturday, and save up to 30% over weekend flights. Set Google Flights alerts now. Caribbean fares are down 17% from last year.

Bundle flights with hotels through Costco, Expedia or Delta Vacations, and you can knock hundreds off the total.

Williams’ story isn’t a one-off. Over 38 million people are expected to cruise in 2026, and scammers know it. Here are the big cons I’m seeing.

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Book smart and you’ll be sipping something tropical in a few weeks. Book carelessly and you might end up on the Do Not Sail list, which, ironically, is the worst kind of cruise control.

TRAVELING SOON? KNOW HOW TO NAVIGATE FLIGHT CANCELLATIONS NOW

If anyone you know is booking a spring break trip, send them this first. It takes two seconds to forward and could save them thousands. One payment to the wrong person cost a woman her vacation money, her cruise line privileges and years of debt headaches.

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February 13, 2026

World's fastest humanoid robot runs 22 MPH

A full-size humanoid robot just ran faster than most people will ever sprint.

Chinese robotics firm MirrorMe Technology has unveiled Bolt, a humanoid robot that reached a top speed of 22 miles per hour during real-world testing. This was not CGI or a computer simulation. The footage, shared by the company on X, shows a real humanoid robot running at full speed inside a controlled testing facility.

That milestone makes Bolt the fastest running humanoid robot of its size ever demonstrated outside computer simulations. For robotics, this is a line-crossing moment.

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WARM-SKINNED AI ROBOT WITH CAMERA EYES IS SERIOUSLY CREEPY

In the promotional video, the run is shown using a split-screen view. On one side of the screen, Wang Hongtao, the founder of MirrorMe Technology, runs on a treadmill. On the other side, Bolt runs under the same conditions. The comparison makes the difference clear. As the pace increases, Wang struggles to keep up and eventually gives up, while Bolt continues running smoothly, maintaining balance as its stride rate increases.

Bolt takes shorter strides than a human runner but makes up for it with a much faster stride rhythm. That faster rhythm helps the robot stay stable as it accelerates. Engineers say this performance reflects major progress in humanoid locomotion control, dynamic balance and high-performance drive systems. Speed is impressive. Speed with control is the real achievement.

Bolt stands about 5 feet, 7 inches tall and weighs roughly 165 pounds, putting it close to the size and mass of an average adult human. MirrorMe says that similarity is intentional. The company describes this as the ideal humanoid form.

Rather than oversized limbs or exaggerated mechanics, Bolt relies on newly designed joints paired with a fully optimized power system. The goal is to replicate natural human motion while staying stable at extreme speeds. That combination is what sets Bolt apart.

HUMANOID ROBOTS ARE GETTING SMALLER, SAFER AND CLOSER

Bolt did not appear overnight. MirrorMe has focused on robotic speed as a long-term priority since 2016. Last year, its Black Panther II robot stunned viewers by sprinting 328 feet in 13.17 seconds during a live television broadcast in China. Reports suggested the performance exceeded comparable tests involving Boston Dynamics machines.

In 2025, the company also set a record with a four-legged robot that surpassed 22 mph, reinforcing its focus on acceleration, agility and sustained high-speed motion. China's interest in robotic athletics continues to grow. Beijing even hosted the first World Humanoid Robot Games, where humanoid robots competed in sprint races on a track.

Running at 22 mph grabs attention, but MirrorMe says speed alone is not the point. The engineers behind Bolt care more about what happens at that speed. Balance, reaction time and control matter more than a headline number. Those skills are what let a humanoid robot move like a trained runner instead of a machine on the verge of tipping over.

That is where the athlete angle comes in. MirrorMe envisions Bolt as a training partner that can run alongside elite athletes, hold a steady pace and push limits without getting tired. By matching and slightly exceeding human performance, the robot could help runners fine-tune form, pacing and endurance while collecting precise motion data. In that context, the sprint is not a stunt. It shows how humanoid robots could move beyond demos and into real training and performance settings.

Humanoid robots that can run at highway speeds are no longer something you only see in demos or concept videos. As these machines get faster and more stable, they start to fit into real-world roles. That includes athletic training, emergency response and physically demanding jobs where speed and endurance make a real difference. At the same time, faster robots bring real concerns. Safety, oversight and clear rules matter even more when machines can move this quickly around people. When robots run this fast, the limits need to be clear.

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HUMANOID ROBOT MAKES ARCHITECTURAL HISTORY BY DESIGNING A BUILDING

Bolt running at 22 mph is eye-catching, but the speed is not the main takeaway. What matters is what it shows. Robots are starting to move more like people. They can run, adjust and stay upright at speeds that used to knock machines over. That opens the door to real uses, but it also raises real questions. How fast is too fast around people? Who sets the rules? And who is responsible when something goes wrong? The technology is moving quickly. The conversation around it needs to move just as fast.

If humanoid robots can soon outrun and outtrain humans, where should limits be set on how and where they are allowed to operate? Let us know by writing to us at Cyberguy.com.

February 13, 2026

Robinhood text scam warning: Do not call this number

Most scam texts are easy to spot, but this one feels different. At first glance, the message looks polished and uses official branding that signals credibility. It also includes technical details that sound serious, which can cause even cautious people like Bob to pause instead of instantly deleting it. He shared the text message with CyberGuy after second-guessing whether it could be real.

Yes, this exact message format has been circulating widely. The screenshot below points to a Robinhood impersonation scam, not a legitimate security alert. For those of you who might not be familiar, Robinhood is a popular financial app that lets people trade stocks, options and cryptocurrency from their phones.

MICROSOFT 'IMPORTANT MAIL' EMAIL IS A SCAM: HOW TO SPOT IT

At the top of the message is a warning designed to trigger urgency:

"Safety Reminder: If this wasn't you, please call +1 (888) 497-####."

Below that, a realistic looking Robinhood graphic claims:

The message ends by calling itself a mandatory service SMS meant to keep the account secure. To most people, this feels official. That feeling is intentional.

This scam relies on presentation, not accuracy. Technical language like API key and IP address sound authoritative. It creates pressure to act even when the details are unclear. The phone number is the real objective. Calling it connects directly to scammers trained to sound calm, helpful and urgent at the same time. The message also avoids links on purpose. A phone call feels safer than clicking, which lowers suspicion.

Receiving this text does not mean an account has been accessed. Messages like this go out in bulk. Phone numbers often come from unrelated data breaches and marketing lists. The sender does not know who actually has a Robinhood account. The scam only works if someone reacts.

A spokesperson for Robinhood told us the company is seeing a rise in financial scams and says it has safeguards in place "to monitor, report, and disrupt fraudulent activity." The spokesperson urged customers not to engage with suspected scams and to use resources on Robinhood's support page to help identify and avoid them.

If this message shows up on your phone, pause for a moment. These scams succeed when fear takes over. Staying calm keeps you in control. These steps break the scam's momentum and help protect your accounts before any real damage can occur.

This is the single most important step. The phone number in the text connects directly to scammers posing as Robinhood security. Once on the call, they often claim there is an active threat and push for immediate action. They may ask you to verify account details, share one-time codes or approve fake transfers. No legitimate financial company handles account security through an unsolicited phone call.

Avoid interacting with the text at all. Replying confirms your number is active, while clicking anything can lead to fake login pages, follow-up scams or malware. Strong antivirus software can help block malicious links and scam sites if one is tapped accidentally, but the safest move is to ignore the message entirely. Cutting off interaction stops the scam immediately. The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe.

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If you have a Robinhood account, always go directly to the source. Open the official app or manually type the website address into your browser. Never use links or phone numbers included in the text.

Once logged in, review:

If nothing appears there, the message was fake, and your account is safe.

TAX SEASON SCAMS SURGE AS FILING CONFUSION GROWS

Two-factor authentication (2FA) adds a critical layer of protection. Even if scammers obtain a password, they cannot access an account without the second verification step. This stops many account takeover attempts in their tracks.

Never reuse passwords across financial accounts. Strong, unique passwords limit the damage from unrelated data breaches. A password manager can help generate and store secure passwords, so you don't have to remember them.

Next, see if your email has been exposed in past breaches. Our #1 password manager (see Cyberguy.com) pick includes a built-in breach scanner that checks whether your email address or passwords have appeared in known leaks. If you discover a match, immediately change any reused passwords and secure those accounts with new, unique credentials.

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If scam texts like this keep appearing, it often means your phone number is circulating among data brokers. A data removal service can help reduce that exposure over time.

While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren't cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It's what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.

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Over time, accounts can accumulate connections that are no longer needed. Review linked apps and remove anything unfamiliar or unused. Fewer connections mean fewer potential attack paths.

After confirming your account is safe, block the number that sent the message. This prevents repeat attempts from the same source and reduces future interruptions.

Robinhood encourages users to contact its customer support team with any scam or fraud concerns or to verify suspicious messages. Suspected phishing attempts can be reported directly to reportphishing@robinhood.com, the spokesperson said. Also, report the message as spam in your messaging app. This helps improve filtering systems and can prevent similar scams from reaching others.

Finally, before deleting it, take a screenshot. This gives you a record in case you need to report the scam later or explain what happened. It also helps remove doubt once the message is gone.

5 MYTHS ABOUT IDENTITY THEFT THAT PUT YOUR DATA AT RISK

This scam works by leveraging trust in a well-known brand and using fear to push for quick decisions. The message is designed to rush and intimidate, not to inform. The strongest defense is simple. Pause. Check accounts directly through official apps. Do not let technical language or urgency force a reaction. You do not need to understand every detail to stay safe. Questioning a message like this protects something far more valuable than time. And it raises an important question worth asking every time a security alert appears on your phone.

Have you received a suspicious security text or call recently? Tell us what it looked like and how you handled it by writing to us at Cyberguy.com.

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From Our Blog

Woman owes $3,556 for cruise she already paid for after falling victim to elaborate Zelle scam

World's fastest humanoid robot runs 22 MPH

Robinhood text scam warning: Do not call this number

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